The cost of owning a house does not end after you pay off your mortgage. You have to consider the hidden costs of homeownership, which include property taxes, homeowners’ association fees, and homeowners’ insurance, among others. Additionally, you have to consider repair costs in case something happens in the house.
Even as property taxes, HOA fees, and insurance are relatively fixed, you can reduce repair expenses through home maintenance. Exerting effort on maintenance work allows you to prevent major repairs in the future.
Here are some tips you should consider if you want to reduce expenses through home maintenance:
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Check the Maintenance Requirements
The first thing you can do is to check the maintenance requirements of your home. You should check the exterior and interior of the house and see the areas that you need to work on. For instance, you’ll have to work on cleaning the roof and gutters in case there are a lot of trees around the house.
You should also check the presence of pests inside the home. But before working on removing pests in the home, you should know the safest methods in controlling pests at home. You should also check the foundations of the home to avoid issues in the future.
Be Familiar with the Appliances
You should also be familiar with the appliances and equipment in the house. If you have the manual, you should read it and see how you can ensure that they remain efficient. The manual can also give you an idea about fixing simple issues that emerge in the future. You can also search online for the manuals if you do not have a copy in your house.
Familiarizing yourself with the appliances allows you to know when to replace the filter or perform preventive maintenance to avoid major problems in the future. Among the appliances that you should check are your air conditioning units, water heater, refrigerator, and electric oven, among others.
You should also check if you need to repair the water softener. This equipment can help bring down the maintenance cost of some appliances since it prevents minerals from building up inside fixtures and pipes. Soft water also allows you to use less detergent and soap when washing, which allows you to save on water expenses.
Follow a Maintenance Schedule
After identifying the areas that require maintenance and familiarizing yourself with the equipment at home, you should create and follow a maintenance schedule. This allows you to ensure that you can work on what needs to be done at home.
For instance, you can go through your maintenance checklist and see what you need to do for certain times of the year. For instance, you should clean the gutters during fall or before winter comes. You can also change the filters of your HVAC unit when you notice that it already looks dirty. You should check the insulation of water pipes before winter comes.
You should also check the smoke and fire alarms every month. Inspecting the attic and basement every six months is also advisable. You should also trim any tree branches near the house every year. Creating and following a schedule allows you to ensure the maintenance of your home.
Replace Grass with Native Plants
If you want to reduce the cost of maintaining your yard, you can replace some of the grass with native plants in your area. This allows you to reduce your water bill and the cost of mowing the lawn. Putting native plants also ensures that your lawn still has plants that make the home appealing to look at.
You can also try xeriscaping or creating landscapes that reduce the need for continuous irrigation. This practice is ideal for areas where water is hard to come by, such as the western part of the country. Aside from the financial benefits, xeriscaping also allows you to keep your home green by using plants that thrive even with limited irrigation.
Hire a Professional
While it may seem counterintuitive, hiring a professional can also allow you to save money. There are some maintenance works that you cannot do on your own unless you have the skills and equipment. In these instances, you have to hire a professional to avoid making things worse.
For instance, if there’s a hole to patch on the roof or you have missing shingles, you may be tempted to work on it yourself. But if you do not have the equipment and skill, you may end up making the hole bigger. In these situations, you have to spend so you can save money in the long run.
While owning a house entails other expenses, you can still reduce these expenses through the proper maintenance of your home.